Early CD withdrawals may be subject to significant penalties which could cause you to lose some of your principal. After a CD is opened, additional deposits to the account are not permitted. The interest rate and Annual Percentage Yield (APY) will be disclosed in your account-opening documents, which you will receive after completing your account-opening deposit.

All CDs must be funded within 60 calendar days from the time we approve your application or will be subject to closure. The rate received will either be (i) the rate reflected during your application process or (ii) the rate being offered when your CD is funded, whichever is higher. Visit the FDIC website for details.ġ There is no minimum balance required to open your Account, to avoid being charged a fee, or obtain the Annual Percentage Yield (APY) disclosed to you.Ģ For a CD account, rates are subject to change at any time without notice before the account is funded. ** The national rate referenced is from the FDIC's published Monthly Rate Cap Information for Savings deposit products. Interest rate and APY are subject to change at any time without notice before and after a High Yield Savings Account is opened. We do not include the universe of companies or financial offers that may be available to you.* The Annual Percentage Yield (APY) as advertised is accurate as of. But this compensation does not influence the information we publish, or the reviews that you see on this site. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories, except where prohibited by law for our mortgage, home equity and other home lending products.

The offers that appear on this site are from companies that compensate us. Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free - so that you can make financial decisions with confidence.īankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. We are an independent, advertising-supported comparison service.

12 month cd interest rates